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Business accounts for small businesses

Simple, smart and easy to use bank accounts for your small business. Fully regulated and FSCS protected.

Choose your account
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Business accounts for small businesses
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Big support for small businesses

When it comes to supporting the unique needs of a small business, we're here for you. We offer flexible, easy-to-manage accounts with powerful features that help you stay in control. With fast online setup and tiered pricing to match your growth, Zempler makes business banking simple and scalable. Enjoy real-time payment alerts, seamless accounting integrations, and FSCS protection up to £85,000. Whether you're managing cash flow, invoicing clients, or planning your next move, Zempler gives you the tools and confidence to thrive.

Zempler Bank app Business account screen

Run your business smarter from the Zempler App

From invoicing to insights, Zempler puts powerful business tools are your fingertips. Every account comes with:

  • Fast sign up – apply in minutes online and start taking payments once approved.

  • In-app and online banking.

  • Instant payment notifications.

  • Send & receive international payments.

  • 24/7 fraud monitoring, plus instant card freeze.

  • UK telephone support from real humans.

  • Pay in cash at any of the UK’s 11,500 Post Offices.

  • Create and share invoices easily with our invoice generator.

Why choose our bank accounts

Pots

Transfer money into pots to save for surprise expenses, business taxes or to reach future goals. Move your money in and out whenever you want easily and instantly.

One hand holding a mobile phone showing the Zempler Bank app beside the Zempler Bank card
Handing over cash

Pay in cash at any of the UK's 11,500 Post Offices

We want to make it as easy as possible to top up your Zempler current account, that's why we've partnered with the Post Office so that you can pay in cash at any of the UK's 11,500 Post offices. 

UK telephone customer support from real humans

To make sure we can support you every step of the way, we've got our customer service team on hand to answer your call through the week.

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Business accounts made for small businesses

Business Go

£0/month

Simple and secure banking that gets the job done.

  • Card issue fee of £9.95

  • Pay in cash at any of the UK’s 11,500 Post Offices 

  • Sending money: 3 free payments & transfers a month (35p after) 


    Apply for Business GoEligibility criteria

    Business Extra

    £9/month

    Smart banking built for payments.

    • 0.5% cashback on card spend. That’s up to £1,000 a month 

    • Sending money: 20 free payments & transfers a month

    • In-app messaging support


      Business Pro

      £19/month

      The best of everything to help your business boom.

      • 1% cashback on card spend. That’s up to £1,000 a month 

      • Sending money: 500 free payments & transfers a month

      • 1% interest earning savings pot (Limits apply. See 'Show all fees' for details)


        Business Go

        £0/month

        Simple and secure banking that gets the job done.

        • Card issue fee of £9.95

        • Pay in cash at any of the UK’s 11,500 Post Offices 

        • Sending money: 3 free payments & transfers a month (35p after) 


          Business Extra

          £9/month

          Smart banking built for payments.

          • 0.5% cashback on card spend. That’s up to £1,000 a month 

          • Sending money: 20 free payments & transfers a month

          • In-app messaging support


            Business Pro

            £19/month

            The best of everything to help your business boom.

            • 1% cashback on card spend. That’s up to £1,000 a month 

            • Sending money: 500 free payments & transfers a month

            • 1% interest earning savings pot (Limits apply. See 'Show all fees' for details)


              We've already helped over 650,000 businesses get off 
the ground

              6,800+ 5 star reviews on Trustpilot

              Priceless Business Banking

              You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.

              Sara

              Simple and quick process

              Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.

              Steve

              This is one of the best online banks

              This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.

              Jane

              We've already helped over 650,000 businesses get off 
the ground

              Priceless Business Banking

              You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.

              Sara

              Simple and quick process

              Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.

              Steve

              This is one of the best online banks

              This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.

              Jane

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              Your questions, answered

              • Business Go has no monthly fee or annual fee. There are fees associated with use of the account. Check our full fees here 

              • All applicants must be over 18, a UK resident and your business must be based in the UK. We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here 

              • To be accepted for a Zempler Bank business account we will need to verify that you're a UK resident and your business is registered in the UK.  

              • We currently don’t allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page 

              • Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. on eligible deposits.

              My question isn’t answered

              For all our most frequently asked questions and how to contact our UK telephone support team.

              Check our Help Centre


              © 2025 Zempler Bank


              Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. 

              For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see our full legal disclosures at https://www.zemplerbank.com/legal/. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. 

              Zempler Bank provides credit facilities subject to approval and affordability, and where accounts continue to meet Zempler Bank credit criteria.