Smart banking for sole traders
Staring at £0 monthly. Fully regulated business bank accounts that are easy to use and FSCS protected.
Business banking for sole traders
We've built our bank accounts with sole traders in mind, offering hassle-free setup and flexible account options to suit every stage of your business. Zempler provides real-time transaction alerts, seamless integration with accounting tools like Xero and QuickBooks, and FSCS protection up to £85,000 on eligible deposits. Enjoy the convenience of digital invoicing, Post Office cash deposits and more, all backed by friendly UK-based support. With Zempler, managing your business finances is simple, secure, and smart.
Simple, smart banking at your fingertips in minutes
Our simple sign up process allows you to get going in no time
Share your company details
Tell us a bit about the kind of work you do and where you’re based.
Get going in minutes
Once approved, get your account details straight away. You’ll get your new card in 3 to 5 working days.
Start using your account
Online, in-app, Zempler Bank is ready when you are, day and night. Nice doing business banking with you.
Business banking with sole traders in mind
Our business bank accounts make managing your money simpler. Every account comes with:
Fast sign up – apply in minutes online and start taking payments once approved.
In-app and online banking.
Instant payment notifications.
Easily connect your accounting software like Xero, Quickbooks or Sage.
24/7 fraud monitoring, plus instant card freeze.
UK telephone support from real humans.
Pay in cash at any of the UK’s 11,500 Post Offices.
Stay on top of your cashflow with spending insights.
Business accounts made for sole traders
Business Go
£0/month
Simple and secure banking that gets the job done.
Card issue fee of £9.95
Pay in cash at any of the UK’s 11,500 Post Offices
Sending money: 3 free payments & transfers a month (35p after)
Business Extra
£9/month
Smart banking built for payments.
0.5% cashback on card spend. That’s up to £1,000 a month
Sending money: 20 free payments & transfers a month
In-app messaging support
We've already helped over 650,000 businesses get off the ground
Priceless Business Banking
You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.
Sara
Simple and quick process
Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.
Steve
This is one of the best online banks
This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.
Jane
Articles to help support your business
Switching to Zempler Bank
The free to use Current Account Switch Service (CASS) makes switching your current account stress-free and it only takes 7 days.
Your questions, answered
Business Go has no monthly fee or annual fee. There are fees associated with use of the account. Check our full fees here.
All applicants must be over 18, a UK resident and your business must be based in the UK. We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here.
To be accepted for a Zempler Bank business account we will need to verify that you're a UK resident and your business is registered in the UK.
We currently don’t allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. on eligible deposits.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK telephone support team.
Check our Help Centre