Personal current accounts
Banking made simpler
Starting at £0 monthly. Current accounts that are easy to use and fully regulated.
UK Residents. 18+. T&Cs apply.
UK Residents. 18+. T&Cs apply.
Banking with everything you need
Our accounts make banking simpler. Every account comes with:
FSCS protection up to £85,000 on eligible deposits.
24/7 fraud monitoring, plus instant card freeze.
Easy in-app and online banking.
UK telephone customer support from real humans.
Pay in cash at any UK Post Office.
Personal banking made simpler
Freedom
£0 monthly
Bank in-app or online
FSCS protection up to £85,000 on eligible deposits
24/7 built-in fraud monitoring
UK telephone support from real humans
Sending money: 3 free payments & transfers a month (99p after)
Card fee
£9.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
3 free a month (99p after)
Cash withdrawals
£1 (UK), £3 (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Activeplus
£5.95 monthly
Everything you get with Freedom plus:
Sending money: 9 free payments a month (99p after)
Opt-in to Creditbuilder at no extra cost and you could improve your credit score
Card fee
£5.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
9 free a month (99p after)
Cash withdrawals
Free (UK), Free (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Please note that we don't pay interest on our Personal accounts.
Setting up your current account couldn't be easier
Check your eligibility
To apply for one of our personal current accounts you must be 18 years or older, and a resident within the UK. Please check the terms and conditions before applying.
Apply
Use our quick and easy online application and apply in minutes.
Open your account
Once your account is opened, you can start taking payments instantly and your card will arrive in 3 - 5 business days.
Why choose our current accounts
Quick and easy sign up process
Our application process was designed to be easy to do and can be completed in minutes. Sign up today and you could start taking payments instantly.
Pay in cash at any of the UK's 11,500 Post Offices
We want to make it as easy as possible to top up your Zempler current account, that's why we've partnered with the Post Office so that you can pay in cash at any of the UK's 11,500 Post offices.
UK telephone customer support from real humans
To make sure we can support you every step of the way, we've got our customer service team on hand to answer your call through the week.
Switching to Zempler Bank
The free to use Current Account Switch Service (CASS) makes switching your current account stress-free and it only takes 7 days.
Get more with Zempler
Customise your personal account with useful add-ons and features, available if you need them.
Send and receive international payments
Ease the burden of unexpected expenses.
Take off with local currency cash cards. Add a Euro or US dollar card to your account at no extra cost.
Build your credit score at no extra cost, available with our Activeplus account.
A credit card that gives you control
New applications for our credit card are currently closed on our website.
Whether you're looking for your first credit card or have had credit problems in the past, Zempler credit card allows you to borrow money in a flexible and affordable way.
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
