<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WTMQ4QSL" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Business credit card with 1% cashback
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Business Credit Card

Flexible credit with big rewards

Unfortunately you can't currently apply on our website

We will reopen applications as soon as we can.

You could be eligible if:

  • You’re the director of a limited company and your company is registered in the UK with Companies House, or

  • You're a sole trader


  • You’re a UK resident, aged 18 or over

  • You haven’t recently had a county court judgement (CCJ), individual voluntary arrangement (IVA), or a company voluntary arrangement (CVA)

Once accepted, you’ll receive a Mastercard credit card that’s accepted at 26 million locations around the world.

Check eligibility

Flexible credit with big rewards

  • 1% cashback on purchases.*

  • Interest rates as low as 19.9% p.a. variable on purchases (depending on individual circumstances).

  • No annual or monthly fees.

  • Up to 56 days’ interest-free credit, when you pay in full each month.

  • Credit limit review within the first six months.

  • Made from 80% recycled plastic.

*Check out our cashback rules if you'd like to understand exactly how this works. 

More information on interest-free credit. 

Summary box

In-app and Online Banking

  • Access your account 24/7 online and in the Zempler Bank app.

  • Track spending and see your statements on the go.

  • Itemised billing to track business expenses more easily.

  • Flexible repayment options.

Security you can bank on

Security you can bank on

We're fully regulated

We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.  

Find out more
We're fully regulated

Instant card freeze and unfreeze

If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.  

Instant card freeze and unfreeze

24/7 fraud protection

Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.   

24/7 fraud protection

Credit card cost calculator

Get an idea of how much interest you might pay with a Zempler Bank credit card.




Summary of charges

Borrowing £5000 for 56 days at 20% interest* will cost you


in interest

*% - daily interest rate

Representative APR 0.0% (variable)

Please note, this calculator is just a guide and is designed to show you the cost of short-term borrowing on a single purchase.

The calculation is based on the whole balance (amount due) across the average number of days selected. It assumes that you have a single transaction or balance from a specific point in time and no further transactions will be made until you make a payment.

It's not designed to show you the cost of borrowing on multiple purchases, borrowing over more than 56 days, or the impact repayments will have on paying off your balance.

All calculations are made in the assumption that you have made your payments on time. The calculator uses a single interest rate, but the interest rates for purchases or cash advances (such as ATM withdrawals, travellers' cheques, foreign currency, gambling stakes, casino chips or other cash alternatives) may vary, so you'll need to choose the relevant rate to see how much they could cost you.

If you pay the whole balance shown on your most recent credit card statement by the due date each month, you can benefit from interest free days.

    Please be aware that any of the following could impact how much you owe in the end:

    Frequently Asked Questions

    Please visit our Frequently Asked Questions webpage for more information on the Zempler Bank business credit card, our fees and charges, how to make payments, and for any other questions.

    Responsible lending

    At Zempler Bank we’re strong believers in responsible lending, and we design our products in accordance with this belief.

    To find out more about what this means to you, please visit our Responsible Lending web page.

    ^Eligible customers with a Zempler Bank business credit card (no annual fee) with 1% cashback receive 1% cashback on the first £100,000 of eligible card purchases each month. Cashback cannot be earned on cash advances, transactions that can be converted to cash (merchandise and services provided by financial institutions that are representative of actual cash. For example, travellers cheques, foreign currency or gambling and lottery tickets). These transactions are known as quasi-cash transactions. Government payments (including HMRC), ATM withdrawals, balance transfers, interest, fees and charges, non-member payment service provider payments, and non-card payments.

    My question isn’t answered

    For all our most frequently asked questions and how to contact our UK based support team.

    Check our Help Centre

    © 2024 Zempler Bank

    Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. 

    For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see our full legal disclosures at https://www.zemplerbank.com/legal/. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. 

    Zempler Bank provides credit facilities subject to approval and affordability, and where accounts continue to meet Zempler Bank credit criteria.