Small business bank accounts
Small business bank accounts that are simple, smart and easy to use. Fully regulated and FSCS protected for your limited company.
Big support for small businesses
When it comes to supporting the unique needs of a small business, we're here for you. We offer flexible, easy-to-manage accounts with powerful features that help you stay in control.
With fast online setup and tiered pricing to match your growth, Zempler makes business banking simple and scalable. Enjoy real-time payment alerts, seamless accounting integrations, and FSCS protection up to £85,000.
Whether you're managing cash flow, invoicing clients, or planning your next move, Zempler gives you the tools and confidence to thrive.
Apply for a small business account in minutes
Our simple sign up process allows you to get going in no time
Share your company details
Tell us a bit about the kind of work you do and where you’re based.
Get going in minutes
Once approved, get your small business account details straight away. You’ll get your new card in 3 to 5 working days.
Start using your small business account
Online, in-app, Zempler Bank is ready when you are, day and night. Nice doing business banking with you.
Run your business smarter from the Zempler App
From invoicing to insights, Zempler puts powerful business tools are your fingertips. Every account comes with:
Fast sign up – apply in minutes online and start taking payments once approved.
In-app and online banking.
Instant payment notifications.
Send & receive international payments.
24/7 fraud monitoring, plus instant card freeze.
UK telephone support from real humans.
Cash deposits at any of the UK’s 11,500 Post Offices.
Create and share invoices easily with our invoice generator.
What makes our small business accounts different
Pots
Transfer money into pots to save for surprise expenses, business taxes or to reach future goals. Move your money in and out whenever you want easily and instantly.
Pay in cash at any of the UK's 11,500 Post Offices
We want to make it as easy as possible to top up your Zempler current account, that's why we've partnered with the Post Office so that you can pay in cash at any of the UK's 11,500 Post offices.
UK telephone customer support from real humans
To make sure we can support you every step of the way, we've got our customer service team on hand to answer your call through the week.
Accounts made for Self-starters
Business Go
£0/month
Simple and secure banking that gets the job done.
Apply in minutes and bank in-app or online once approved
Pay in cash at any of the UK’s 11,500 Post Offices
Sending money: 3 free payments & transfers a month (35p after)
Business Extra
£9/month
Smart banking built for payments.
Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support
Business Pro
£19/month
The best of everything to help your business boom.
Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments & transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
We've already helped over 650,000 businesses get off the ground
Priceless Business Banking
You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.
Sara
Simple and quick process
Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.
Steve
This is one of the best online banks
This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.
Jane
Articles to help support your small business
Your questions, answered
The Business Go account is a great choice for sole traders who are just starting out. With no monthly fee, it offers a cost-effective way to manage business finances while still providing essential features like free card purchases and basic banking tools.
If you're looking for an account that will offer a larger volume of free inbound & outbound payments, as well as access to a Business Creditbuilder, then Business Extra may be more suitable.
There are some fees attached to our Zempler Bank accounts. You can find a full breakdown on our pricing page.
Yes! All our Zempler Bank accounts are able to be opened online using our simple and easy application that can take just a few minutes.
There are several advantages as to why you should choose a limited company bank account with Zempler Bank over another limited company bank account provider:
- Fast, Hassle-Free Setup - If you're looking to set up your new bank account fast, you can open one with Zempler in just a few minutes
- UK-Based Customer Support - Real human support with the Zempler customer service team
- Fully Regulated & FSCS Protected - Zempler is a fully regulated UK bank, meaning your funds are FSCS protected up to £85,000 on eligible deposits
- Simple, effective banking tools - Features like digital receipt capture, invoice generator, spending insights and a Making Tax Digital tool are included
- Built in accounting integration - Zempler integrates seamlessly with Xero, QuickBooks, Sage, and FreeAgent, making bookkeeping and tax prep much easier
Yes, it is! All our Zempler Bank account funds are protected up to a total of £85,000 of eligible deposits by the Financial Services Compensation Scheme (FSCS).
Business Go has no monthly fee or annual fee. There are fees associated with use of the account. Check our full fees here.
All applicants must be over 18, a UK resident and your business must be based in the UK. We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here.
To be accepted for a Zempler Bank business account, we will need to verify that you're a UK resident and your business is registered in the UK.
We currently don’t allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. on eligible deposits.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK telephone support team.
Check our Help Centre