

Freedom
£0 monthly
FSCS protection up to £85,000 on eligible deposits
Bank in-app or online anytime, anywhere
Pay in cash at any of the UK’s 11,500 Post Offices
UK telephone customer support from real humans
Take off with travel currency cards
Card fee
£9.95
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
3 free a month (99p after)
Cash withdrawals
£1 (UK), £3 (non-UK)
Pay in cash at any UK Post Office
£4 minimum fee (or 0.6% of the total amount paid in)
Send money internationally
Easily transfer GBP as USD to the US and EUR to Europe. See your app or Online Banking for fees
Bank accounts made simpler
Freedom
£0 monthly
FSCS protection up to £85,000 on eligible deposits
Bank in-app or online
UK telephone customer support
Pay in cash at any UK Post Office
Sending money: 3 free payments & transfers a month (99p after)
Receiving money: Free & unlimited
Travel currency cards - add a free US dollar or Euro card to your account and pay no FX fees whilst traveling
Activeplus
£5.95 monthly
FSCS protection up to £85,000 on eligible deposits
Bank in-app or online
UK telephone customer support
Pay in cash at any UK Post Office
Sending money: 9 free payments & transfers a month (99p after)
Receiving money: Free & unlimited
Travel currency cards - add a free US dollar or Euro card to your account and pay no FX fees whilst traveling
Opt-in to Creditbuilder at no extra cost and you could improve your credit score
Please note that we don't pay interest on our Personal accounts.

Are you self-employed?
Having a business bank account could make life that bit easier. Our accounts start at £0 monthly and are built for small businesses and make managing your money simpler. Every account comes with:
FSCS protection up to £85,000 on eligible deposits
Fast sign up - apply in minutes and start taking payments once approved
24/7 fraud monitoring, plus instant card freeze
Easy in-app and online banking
Human telephone support from our UK team
Pay in cash at any of the UK's 11,500 Post Offices
Tools like cashflow tracking, instant notifications and integrated accounting
Security you can bank on

We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.

Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.

24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.

Your questions, answered
Freedom has no monthly fee or annual fee. There are fees associated with use of the account. Check our full fees here.
We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK based support team.
Check our Help Centre