Step-by-step personal application process and what information you’ll need
Step-by-step application process
Applying for a Zempler personal current account is simple.
Check you’re eligible to apply
To open a personal current account, you'll need to:
- be 18+
- be a resident in the UK.
Decide what account is best for you
We offer two different personal current accounts:
Freedom: No monthly fee. Simple and secure banking that gets the job done.
Activeplus: £5.95 monthly fee. Opt-in to Creditbuilder and you could improve your credit score.
Are you self-employed? Having a business bank account could make life that bit easier. Our accounts start at £0 monthly and are built for small businesses and make managing your money simpler.
Help us verify your identity
If we can’t verify your identity and address details during the application, we’ll request documents from you to open your account.
Download the app, activate your card and add money
You’ll get your new card in 3 to 5 working days.
Activate your card, request your PIN and your account is then ready to use.
Download the app today.
![Download on the iOS app store logo]()
![Download on the Google Play app store logo]()
FAQs
You can see how quickly your application is moving along by using our application status tracker. You’ll just need your ten digit application reference number that was emailed to you when you applied.
No. There are no credit checks to open an account.
For our personal account Activeplus customers, we could help you improve or build your credit history at no extra cost by adding our Creditbuilder service to your account.