Apply for a business account in minutes
Starting at £0 monthly. Business bank accounts that are easy to use and fully regulated
This is smarter, simpler business banking
Off to a flying start
Apply for your business account in minutes and start taking payments. Bank the way you want - in our easy to use app or online.
Human support when you need it
Our UK phone support team are small business specialists. They’re only ever a phone call away.
Security you can bank on
We're a fully regulated British bank, with FSCS protection up to £85,000 on eligible deposits. Your account also comes with built-in fraud protection, all day, every day.
Accounts made for self starters
Business Go: £0/month
Simple and secure banking that gets the job done.
Card issue fee of £9.95
FSCS protection up to £85,000 on eligible deposits
Apply in minutes and bank in-app or online once approved
UK telephone customer support from real humans
24/7 account fraud protection
Pay in cash at any of the UK’s 11,500 Post Offices
Tools like cashflow tracking and integrated accounting
Sending money: 3 free payments & transfers a month (35p after)
Receiving money: Free & unlimited
Business Extra: £9/month
Smart banking built for payments.
Everything you get with Business Go, plus:
No card issue fee
0.5% cashback on card spend. That’s up to £1,000 a month
Sending money: 20 free payments & transfers a month
In-app messaging support
Business Pro: £19/month
The best of everything to help your business boom.
Everything you get with Business Go, plus:
No card issue fee
1% cashback on card spend. That’s up to £1,000 a month
Sending money: 500 free payments & transfers a month
1% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging
Business banking with all the right moves
Our accounts make managing your money simpler. Every account comes with:
Fast sign up – apply in minutes online and start taking payments.
In-app and Online Banking.
Instant payment notifications.
Send & receive international payments.
24/7 fraud monitoring, plus instant card freeze.
UK telephone support from real humans.
Cash deposits at any of the UK’s 11,500 Post Offices.
Tools that take the effort out of money admin like cashflow tracking and integrated accounting.
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
Get started with the Zempler Bank app
Access your account 24/7 online and in the Zempler Bank app.
Track spending and see your statements on the go.
Itemised billing to track business expenses more easily.
Are you ready? Let's go
Get going quickly with simple sign up.
Share your company details
Check if you're eligibleTell us a bit about the kind of work you do and where you’re based.
Get going in minutes
Once approved, get your account details straight away. You’ll get your new card in 3 to 5 working days.
Start using your account
Online, in-app, Zempler Bank is ready when you are, day and night. Nice doing business banking with you.
Independent service quality survey results
Business current accounts
Published February 2025
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.
View the full set of results.
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here.
Your questions, answered
We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here.
To be accepted for a Zempler business account we will need to verify that your business is registered in the UK.
We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK based support team.
Check our online Help Centre