The business bank account built for hospitality
Manage your cashflow on the go from £0/month
Business accounts made for hospitality
Built to support restaurants, cafes, pubs, food trucks and more
Business Go: £0/month
The free account with low cost cash deposits
FSCS protection up to £120,000 on eligible deposits
Apply in minutes and bank in-app or online once approved
UK telephone customer support from real humans
Tools like cashflow tracking, integrated accounting and Pots
Pain free VAT with our free Making Tax Digital tool
24/7 account fraud protection
Pay in cash at any of the UK’s 11,500 Post Offices
Tools like cashflow tracking and integrated accounting
Sending money: 3 free payments & transfers a month (35p after)
Receiving money: Free & unlimited
Business Extra: £9/month
Up to 0.5% cashback and send 20 free payments & transfers
Everything you get with Business Go, plus:
Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support
Business Pro: £19/month
Up to 1% cashback and access to an interest earning savings pot
Everything you get with Business Go, plus:
Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments and transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging
Cook up a healthier cashflow
Know what’s coming in and going out so you can plan properly.
Your hospitality hub
Running a hospitality business takes resilience, creativity, and commitment. Some days it's full covers and great reviews. Others its quiet services, rising costs, and wasted produce.
We're here to help along the way.
We've already helped over 650,000 businesses get off the ground
Priceless Business Banking
You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.
Sara
Simple and quick process
Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.
Steve
This is one of the best online banks
This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.
Jane
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 on eligible deposits.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
Tools that support hospitality around the clock
Our accounts offer a range of features, with availability depending on the account type you choose.
Are you ready? Let's go
Get going quickly with simple sign up.
Share your business details
Check if you're eligibleTell us a bit about the kind of work you do and where you’re based.
Get going in minutes
Once approved, get your account details straight away. You’ll get your new card in 3 to 5 working days.
Start using your account
Online, in-app, Zempler Bank is ready when you are, day and night. Nice doing business banking with you.
Overdraft with instant decision
You can apply for a business overdraft when you open a business bank account, or, if you're already a business bank account holder, you can check to see if you've been invited to apply via the Bank App or Online Banking.
Your overdraft is designed to work exactly when you need it - bridging gaps between invoices, covering unexpected expenses, or helping you seize time-sensitive opportunities.
Please note, sole traders are currently unable to apply for a business overdraft at the same time as they open an account.
However, if your account has been open for at least 3 months, we'll contact you via SMS, or a message in Online Banking/Bank app when you become eligible to apply for one. Eligibility criteria apply.
Your questions, answered
We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here.
To be accepted for a Zempler business account we will need to verify that your business is registered in the UK.
We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 on eligible deposits.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK based support team.
Check our online Help Centre