Apply for a business account in minutes
Starting at £0 monthly. Business bank accounts that are easy to use and fully regulated
Accounts made for self starters
Business Go: £0/month
Card issue fee of £9.95
Pay in cash at any of the UK’s 11,500 Post Offices
Sending money: 3 free payments & transfers a month (35p after)
Business Extra: £9/month
0.5% cashback on eligible card spend, up to £1,000 a month (See 'Show all fees')
Sending money: 20 free payments & transfers a month
In-app messaging support
Business Pro: £19/month
1% cashback on eligible card spend, up to £1,000 a month (See 'Show all fees')
Sending money: 500 free payments and transfers a month
1.25% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
Independent service quality survey results
Business current accounts
Published February 2025
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.
View the full set of results.
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here.
We've already helped over 650,000 businesses get off the ground
Priceless Business Banking
You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.
Sara
Simple and quick process
Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.
Steve
This is one of the best online banks
This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.
Jane