Business bank accounts

Apply for an account with an overdraft

Starting at £0 monthly. Business bank accounts that are easy to use and fully regulated

Choose your account

Business accounts made for self starters

Business Go

£0 monthly

Simple and secure banking that gets the job done.

Apply in minutes and bank in-app or online once approved
Sending money: 3 free payments & transfers a month (35p after)
Pay in cash at any of the UK’s 11,500 Post Offices
Send and receive international payments
FSCS protection up to £85,000 on eligible deposits
Overdraft with instant decision (eligibility criteria apply)

Apply for Business Go Eligibility criteria

Business Extra

£9 monthly

Smart banking built for payments.

Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support
Free cash withdrawals in the UK and abroad
Opt-in to Business Creditbuilder
Overdraft with instant decision (eligibility criteria apply)

Apply for Business Extra Eligibility criteria

Business Pro

£19/month

The best of everything to help your business boom.

Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments and transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging
Fee-free card spend abroad
Overdraft with instant decision (eligibility criteria apply)

Apply for Business Pro Eligibility criteria

Business Go

£0 monthly

Simple and secure banking that gets the job done.

Apply in minutes and bank in-app or online once approved
Sending money: 3 free payments & transfers a month (35p after)
Pay in cash at any of the UK’s 11,500 Post Offices
Send and receive international payments
FSCS protection up to £85,000 on eligible deposits
Overdraft with instant decision (eligibility criteria apply)

Apply for Business Go Eligibility criteria

Business Extra

£9 monthly

Smart banking built for payments.

Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support
Free cash withdrawals in the UK and abroad
Opt-in to Business Creditbuilder
Overdraft with instant decision (eligibility criteria apply)

Apply for Business Extra Eligibility criteria

Business Pro

£19/month

The best of everything to help your business boom.

Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments and transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging
Fee-free card spend abroad
Overdraft with instant decision (eligibility criteria apply)

Apply for Business Pro Eligibility criteria

Please note that our instant decision business overdraft isn't currently available for sole traders but will be soon.

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Illustrations
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Imagery
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Logos
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Pictograms
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See which business account fits

Business overdrafts available on application for limited companies (availability for sole traders coming soon)

Business Go

£0 monthly

The free business bank account for grafters and self-starters.

FSCS protection up to £85,000 on eligible deposits
Apply in minutes and bank in-app or online once approved
UK telephone customer support from real humans
24/7 account fraud protection
Pay in cash at any of the UK’s 11,500 Post Offices
Tools like cashflow tracking and integrated accounting
Sending money: 3 free payments & transfers a month (35p after)
Receiving money: Free & unlimited
Overdraft with instant decision (eligibility criteria apply)

Business Go card
Free
Cash withdrawals
£2 (UK) £3 (Non-UK)
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
3 free a month (35p after)
Card spend abroad
2.99% non-sterling transaction fee
Pay in cash at any UK Post Office
£4 minimum fee (or 0.55% fee of the total amount paid in)

Start here Eligibility criteria

Business Extra

£9 monthly

Smart banking built for payments.

Everything you get with Business Go, plus:
Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support

Business Extra card
Free
Cash withdrawals
Free in the UK and abroad
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
20 free a month (35p after)
Card spend abroad
Fee-free. We’ll never charge you for card spend abroad
Pay in cash at any UK Post Office
£4 minimum fee (or 0.55% fee of the total amount paid in)

Upgrade here Eligibility criteria

Business Pro

£19 monthly

The best of everything to help your business boom.

Everything you get with Business Go, plus:
Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments & transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging

Business Pro card
Free
Cash withdrawals
Free in the UK and abroad
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
500 free a month (35p after)
Card spend abroad
Fee-free. We'll never charge you for card spend abroad.
Pay in cash at any UK Post Office
£4 minimum fee (or 0.55% fee of the total amount paid in)

Get Pro here Eligibility criteria

Business Go

£0 monthly

The free business bank account for grafters and self-starters.

FSCS protection up to £85,000 on eligible deposits
Apply in minutes and bank in-app or online once approved
UK telephone customer support from real humans
24/7 account fraud protection
Pay in cash at any of the UK’s 11,500 Post Offices
Tools like cashflow tracking and integrated accounting
Sending money: 3 free payments & transfers a month (35p after)
Receiving money: Free & unlimited
Overdraft with instant decision (eligibility criteria apply)

Business Go card
Free
Cash withdrawals
£2 (UK) £3 (Non-UK)
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
3 free a month (35p after)
Card spend abroad
2.99% non-sterling transaction fee
Pay in cash at any UK Post Office
£4 minimum fee (or 0.55% fee of the total amount paid in)

Start here Eligibility criteria

Business Extra

£9 monthly

Smart banking built for payments.

Everything you get with Business Go, plus:
Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support

Business Extra card
Free
Cash withdrawals
Free in the UK and abroad
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
20 free a month (35p after)
Card spend abroad
Fee-free. We’ll never charge you for card spend abroad
Pay in cash at any UK Post Office
£4 minimum fee (or 0.55% fee of the total amount paid in)

Upgrade here Eligibility criteria

Business Pro

£19 monthly

The best of everything to help your business boom.

Everything you get with Business Go, plus:
Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments & transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging

Business Pro card
Free
Cash withdrawals
Free in the UK and abroad
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
500 free a month (35p after)
Card spend abroad
Fee-free. We'll never charge you for card spend abroad.
Pay in cash at any UK Post Office
£4 minimum fee (or 0.55% fee of the total amount paid in)

Get Pro here Eligibility criteria

Please note that our instant decision business overdraft isn't currently available for sole traders but will be soon.

Want to know more about our business bank accounts?

Check out our product pages below for more information

Business Go
The free business bank account for grafters and self-starters.
Business Extra
Smart business banking built for payments.
Business Pro
The best of everything to help your business boom.

Get more with Zempler Bank Accounts

Customise your business account with useful add-ons and features, available if you need them.

Overdrafts
Give your cashflow more flexibility and ease the burden of unexpected expenses.
Travel currency cards
Take your business international with local currency cash cards.
Business Creditbuilder
Build your business credit score at no extra cost - available with our Business Extra account.
International payments
Send and receive international payments

Overdraft with instant decision

You can apply for a business overdraft when you open a business bank account, or, if you're already a business bank account holder, you can check to see if you've been invited to apply via the Bank App or Online Banking.

Your overdraft is designed to work exactly when you need it - bridging gaps between invoices, covering unexpected expenses, or helping you seize time-sensitive opportunities.

Please note, sole traders are currently unable to apply for a business overdraft at the same time as they open an account.

However, if your account has been open for at least 3 months, we'll contact you via SMS, or a message in Online Banking/Bank app when you become eligible to apply for one. Eligibility criteria apply.

Business overdraft FAQs

Apply for a business account

Google Pay can be used wherever you see these symbols:
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Business bank accounts

Business accounts made for self starters

Business Go

Apply in minutes and bank in-app or online once approved

Sending money: 3 free payments & transfers a month (35p after)

Pay in cash at any of the UK’s 11,500 Post Offices

Send and receive international payments

FSCS protection up to £85,000 on eligible deposits

Overdraft with instant decision (eligibility criteria apply)

Business Extra

Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details

Sending money: 20 free payments & transfers a month

In-app messaging support

Free cash withdrawals in the UK and abroad

Opt-in to Business Creditbuilder

Overdraft with instant decision (eligibility criteria apply)

Business Pro

Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details

Sending money: 500 free payments and transfers a month

0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)

Dedicated Pro support team and in-app messaging

Fee-free card spend abroad

Overdraft with instant decision (eligibility criteria apply)

Business Go

Apply in minutes and bank in-app or online once approved

Sending money: 3 free payments & transfers a month (35p after)

Pay in cash at any of the UK’s 11,500 Post Offices

Send and receive international payments

FSCS protection up to £85,000 on eligible deposits

Overdraft with instant decision (eligibility criteria apply)

Business Extra

Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details

Sending money: 20 free payments & transfers a month

In-app messaging support

Free cash withdrawals in the UK and abroad

Opt-in to Business Creditbuilder

Overdraft with instant decision (eligibility criteria apply)

Business Pro

Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details

Sending money: 500 free payments and transfers a month

0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)

Dedicated Pro support team and in-app messaging

Fee-free card spend abroad

Overdraft with instant decision (eligibility criteria apply)

Colours

Fonts

Illustrations

Imagery

Logos

Pictograms

See which business account fits

Business Go

FSCS protection up to £85,000 on eligible deposits

Apply in minutes and bank in-app or online once approved

UK telephone customer support from real humans

24/7 account fraud protection

Pay in cash at any of the UK’s 11,500 Post Offices

Tools like cashflow tracking and integrated accounting

Sending money: 3 free payments & transfers a month (35p after)

Receiving money: Free & unlimited

Overdraft with instant decision (eligibility criteria apply)

Business Go card

Cash withdrawals

Receiving money (payments & transfers)

Sending money (payments & transfers)

Card spend abroad

Pay in cash at any UK Post Office

Business Extra

Everything you get with Business Go, plus:

Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details

Sending money: 20 free payments & transfers a month

In-app messaging support

Business Extra card

Cash withdrawals

Receiving money (payments & transfers)

Sending money (payments & transfers)

Card spend abroad

Pay in cash at any UK Post Office

Business Pro

Everything you get with Business Go, plus: