Business Extra
Smart banking built for payments
Sign up in minutes and start taking payments. Earn money when using your card.
5,200+ 5 star reviews on Trustpilot
5,200+ 5 star reviews on Trustpilot
Business Extra
£9 monthly
FSCS protection up to £85,000 on eligible deposits.
Apply in minutes and bank in-app or online once approved.
0.5% cashback a month on card spend. That’s up to £1,000 a month.
Sending money: 20 free payments and transfers a month.
UK telephone customer support from real humans.
As well as 24/7 account fraud protection, cashflow tracking integrated accounting, & cash deposits at any of the UK’s 11,500 Post Offices.
Cash withdrawals
Free in the UK and abroad
Receiving money (payments & transfers)
Free & unlimited
Sending money (payments & transfers)
20 free a month (30p after)
Card spend abroad
Fee-free. We’ll never charge you for card spend abroad.
We’ve got your cashback
With cashback on Business Extra, the more you spend, the more money you’ll get back. Earn 0.5% cashback – that’s up to £1,000 a month just for using your card.
See how cashback worksStay on top of all the money stuff
Save time with in-built tools that help drive your business forward.
![Integrated accounting]()
See howIntegrated accounting
No more manual money management. Connect your account to chosen accounting software like Xero, Quickbooks and Sage.
![Digital receipts]()
See howDigital receipts
Never lose a receipt again. Digitise receipts and tag them to payments in-app.
![Easy invoicing]()
See howEasy invoicing
Create and send invoices instantly, get notified as soon as the money hits your account.
![Pain free VAT]()
See howPain free VAT
Record and send your VAT return with our Making Tax Digital (MTD) tool, available in Online Banking.
Manage your cashflow on the go
Know what’s coming in and going out so you can plan properly.
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
Need help?
Call us
No issue is too big or too small. Our UK telephone support team are ready to get you back on track when you need it. You can also get quick answers to your questions in our Help Centre.
We've already helped over 650,000 businesses get off the ground
Priceless Business Banking
You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.
Sara
Simple and quick process
Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.
Steve
This is one of the best online banks
This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.
Jane
Independent service quality survey results
Business current accounts
Published August 2024
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.
View the full set of results.
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here.
Ready to get Extra?
Get going quickly with simple sign up.
Share your company details
Check if you're eligibleTell us a bit about the kind of work you do and where you’re based.
Get going in minutes
Once approved, get your account details straight away. You’ll get your new card in 3 to 5 working days.
Start using your account
Online, in-app, your Business Extra account is ready when you are, day and night. Nice doing business banking with you.
Accounts made for self starters
Business Go
£0 monthly
Simple and secure banking that gets the job done.
Card issue fee of £9.95
FSCS protection up to £85,000 on eligible deposits
Apply in minutes and bank in-app or online once approved
UK telephone customer support from real humans
24/7 account fraud protection
Pay in cash at any of the UK’s 11,500 Post Offices
Tools like cashflow tracking and integrated accounting
Sending money: 3 free payments & transfers a month (30p after)
Receiving money: Free & unlimited
Business Extra
£9 monthly
Smart banking built for payments.
Everything you get with Business Go, plus:
No card issue fee
0.5% cashback on card spend. That’s up to £1,000 a month
Sending money: 20 free payments & transfers a month
In-app messaging support
Business Pro
£19 monthly
The best of everything to help your business boom.
Everything you get with Business Go, plus:
No card issue fee
1% cashback on card spend. That’s up to £1,000 a month
Unlimited free payments & transfers monthly
1.50% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging
Can’t decide which account is right for you?
Compare all accountsGet more from Extra
Customise your account with useful add-ons, available if you need them.
Build your business credit score at no extra cost.
Give your cashflow more flexibility and ease the burden of unexpected expenses.
Take your business international with local currency cash cards.
Your questions, answered
All applicants must be over 18, a UK resident and your business must be based in the UK. We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here.
To be accepted for a Zempler Bank business account we will need to verify that you're a UK resident and your business is registered in the UK.
We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK based support team.
Check our Help Centre