<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WTMQ4QSL" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Zempler Business Bank account
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Apply for a business account in minutes

Starting at £0 monthly. Business bank accounts that are easy to use and fully regulated

Choose your account
Apply for a business account in minutes

Accounts made for self starters 

Business Go: £0/month

Simple and secure banking that gets the job done.

  • Card issue fee of £9.95

  • FSCS protected account built for small businesses

  • Open in minutes and Bank in-app or online  

  • UK telephone customer support from real humans 

  • 24/7 account fraud protection

  • Cash deposits at any of the UK’s 11,500 Post Offices 

  • In-app and online tools like cashflow tracking and integrated accounting

  • 3 free payments & transfers a month (20p after) 


    Apply for Business GoCheck your eligibility

    Business Extra: £9/month

    Smart banking built for payments.

    • Everything you get with Business Go, plus:

    • No card issue fee

    • 0.5% cashback on card spend. That’s up to £1,000 a month 

    • 20 free payments & transfers monthly

    • In-app messaging support 


      Business Pro: £19/month

      The best of everything to help your business boom. 

      • Everything you get with Business Go, plus:

      • No card issue fee

      • 1% cashback on card spend. That’s up to £1,000 a month 

      • Unlimited free payments & transfers monthly 

      • Interest earning savings account  

      • Dedicated Pro support team and in-app messaging


        Business Go: £0/month

        Simple and secure banking that gets the job done.

        • Card issue fee of £9.95

        • FSCS protected account built for small businesses

        • Open in minutes and Bank in-app or online  

        • UK telephone customer support from real humans 

        • 24/7 account fraud protection

        • Cash deposits at any of the UK’s 11,500 Post Offices 

        • In-app and online tools like cashflow tracking and integrated accounting

        • 3 free payments & transfers a month (20p after) 


          Business Extra: £9/month

          Smart banking built for payments.

          • Everything you get with Business Go, plus:

          • No card issue fee

          • 0.5% cashback on card spend. That’s up to £1,000 a month 

          • 20 free payments & transfers monthly

          • In-app messaging support 


            Business Pro: £19/month

            The best of everything to help your business boom. 

            • Everything you get with Business Go, plus:

            • No card issue fee

            • 1% cashback on card spend. That’s up to £1,000 a month 

            • Unlimited free payments & transfers monthly 

            • Interest earning savings account  

            • Dedicated Pro support team and in-app messaging


              This is smarter, simpler business banking

              Off to a flying start

              Apply for your business account in minutes and start taking payments. Bank the way you want - in our easy to use app or online. 

              Off to a flying start

              Human support when you need it

              Our UK phone support team are small business specialists. They’re only ever a phone call away.  

              Human support when you need it

              Security you can bank on

              We're a fully regulated British Bank, with FSCS protection up to £85,000 on eligible deposits. Your account also comes with built-in fraud protection, all day, every day. 

              Security you can bank on

              Business banking with all the right moves

              Our accounts make managing your money simpler. Every account comes with:

              • Fast sign up – apply in minutes online and start taking payments.

              • In-app and Online Banking.

              • Instant payment notifications.

              • 24/7 fraud monitoring, plus instant card freeze.

              • UK telephone support from real humans.

              • Cash deposits at any of the UK’s 11,500 Post Offices.

              • Tools that take the effort out of money admin like cashflow tracking and integrated accounting.

              Security you can bank on

              Security you can bank on

              We're fully regulated

              We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 on eligible deposits.  

              Find out more
              We're fully regulated

              Instant card freeze and unfreeze

              If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.  

              Instant card freeze and unfreeze

              24/7 fraud protection

              Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.   

              24/7 fraud protection

              Get started with the Zempler Bank app

              • Access your account 24/7 online and in the Zempler Bank app.

              • Track spending and see your statements on the go.

              • Itemised billing to track business expenses more easily.

              Are you ready? Let's go

              Get going quickly with simple sign up.

              1. Share your company details

                Tell us a bit about the kind of work you do and where you’re based. 

                Check if you're eligible
              2. Get going in minutes

                Once approved, get your account details straight away. You’ll get your new card in 3 to 5 working days. 

              3. Start using your account

                Online, in-app, Zempler Bank is ready when you are, day and night. Nice doing business banking with you.

              Choose your account

              Independent service quality survey results 

              Business current accounts

              Published August 2024

              As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.  

              View the full set of results.

              The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

              Your questions, answered

              • We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here 

              • To be accepted for a Zempler business account we will need to verify that your business is registered in the UK.  

              • We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page 

              • Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.   

              My question isn’t answered

              For all our most frequently asked questions and how to contact our UK based support team.

              Check our online Help Centre


              © 2024 Zempler Bank


              Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. 

              For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see our full legal disclosures at https://www.zemplerbank.com/legal/. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. 

              Zempler Bank provides credit facilities subject to approval and affordability, and where accounts continue to meet Zempler Bank credit criteria.