<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WTMQ4QSL" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Zempler Activeplus Bank account
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Want to improve your credit score?

Try Creditbuilder, the Bank account add-on unique to Zempler

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The Zempler Bank Account with the Creditbuilder add-on

One of the best things about an Activeplus account is its potential to improve your credit score without paying any extra. With our Creditbuilder add-on, you could give your credit score the boost it deserves.

Having a healthy credit rating is vital these days. It can help with everything from getting a mobile phone contract to having your mortgage application approved. In fact, Creditbuilder has already helped more than 200,000 people with all sort of credit issues.

How Creditbuilder works

  1. Activeplus account customers - Once you’ve activated your Activeplus card, you’ll find the Creditbuilder tool online and in the Zempler app. Please note new applications for Activeplus are currently closed on our website. 
  2. Make payments & track progress - Creditbuilder is a 12-month commitment to paying your monthly £5.95 account fee on time. Track your progress through the Creditbuilder dashboard in-app or online, where you’ll find your payment dates, outstanding balance, and payment history.
  3. Grow your credit score - We’ll report your monthly repayments to credit reference agencies, which will build your business credit score. This isn't an overnight fix, but you could see an improvement within months.  

Is Creditbuilder right for me?

If you’ve recently moved to the UK, don’t have much credit history or your credit score could use some help, Creditbuilder is a handy tool to get you moving in the right direction. You’ll be entering into a 12-month contract, so you should only sign up if you're sure you can commit to making all 12 payments on time.

Representative example

Payments: 12 monthly payments of £5.95
Total amount payable: £71.40
Interest rate: 0%
Representative APR: 0%

What you need to know

You must be able to afford to make all your 12 monthly payments of £9 on time, as missing a payment can harm your business credit score.

You can cancel within the first 14 days. Otherwise, you're committed to making the 12 monthly account fee payments.

You must be able to afford to make all your 12 monthly payments of £9 on time, as missing a payment can harm your business credit score.

Start building your credit score

Get answers to your questions about Creditbuilder in our online Help section.

Help Centre


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Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. 

For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see our full legal disclosures at https://www.zemplerbank.com/legal/. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. 

Zempler Bank provides credit facilities subject to approval and affordability, and where accounts continue to meet Zempler Bank credit criteria.